Fintech · Community finance · 2025

Impact Bond

Common Bond: a platform where families, co-ops, stokvels and faith groups pool money into shared wallets and protect each other with modular Shields.

Impact Bond product screens
Role
Product Designer
When
Sep – Nov 2025
Product
Common Bond (ICBS)
Scope
Design system and hi-fi UI

The product

The Impact Common Bond Shield (ICBS) platform gives communities the digital infrastructure to manage their money together. Families, co-ops, stokvels and faith groups form a Common Bond Group, set their own rules and purpose, and pool contributions into one secure group wallet where every cent is tracked.

Groups put that pool to work through modular Shields: a Matshediso Shield for dignified, culturally appropriate funeral support, an Investment Shield for group projects, and an Emergency Shield for illness, accidents or disasters. Insurance-like benefits are underwritten by licensed insurers.

Design system

I built the Common Bond design system in Figma: brand values and moodboards, then foundations (colour, type, grids, icons, imagery) and a full component library, from buttons, form fields and date pickers to cards, graphs, tables, steppers, modals and widgets.

The palette pairs a warm primary yellow with a deep trust blue, supported by orange and nectarine, a ten-step grey ramp and a communication spectrum for errors, warnings, success and information.

Colour foundations: primary, supplementary and communication spectrums
Colour foundations: primary, supplementary and communication spectrums

Hi-fi designs

On top of the system I designed the desktop platform, scene by scene: a platform administrator creating a Common Bond Group, inviting members, configuring the Matshediso matrix for a group, and members accepting invitations and seeing their new Shields.

  • Member dashboard and Shields
  • Group management and member invites
  • Wallet and fund management
  • Contributions management
  • User management
  • Create group flow
  • Desktop navigation
A group dashboard: balance, members and wallet trends
A group dashboard: balance, members and wallet trends
A member’s Shields, metrics, groups and transactions
A member’s Shields, metrics, groups and transactions

Landing page

I also designed the marketing site that explains the idea in plain words: give your community’s traditions a digital home. It walks visitors through forming a group, pooling funds, activating Shields and growing together, and sets out why the platform can be trusted.

The Common Bond landing page
The Common Bond landing page